"Closing Costs" are the fees that pay for various services involved in the sale of a house. Buyers & sellers usually negotiate to decide how to share these costs.
As indicated below, many of the closing costs result from getting your loan. Since Cal Fed Mortgage is highly experienced with closings and mortgages, we can help you understand your closing costs.
Buyers will get a "Good Faith Estimate" of closing costs around the time the loan application is submitted to the lender. This closing cost estimate comes out of the loan officer's past experience. It's important to note that while our GFEs are very precise, we can't always predict costs to the penny. We answer questions about these costs every day at Cal Fed Mortgage, so don't hesitate to contact us if we can help answer your questions.
Below you'll find a fairly general list of costs for buying a home. We will provide a specific list of your closing costs when we provide your Good Faith Estimate.
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